#JCB20on20 SM Retail 2024 Rebate Promo

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#JCB20on20 SM Retail 2024 Rebate Promo

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Score a P2,000 REBATE when you splurge P10,000 with your JCB Credit Card.

Promo Period

  • August 19-21, 2024
  • September 19-21, 2024
  • October 19-21, 2024 

  1. GENERAL MECHANICS

    1. The #JCB20on20 SM Retail 2024 Rebate Promo (“Promo”) runs on the following dates (“Promo Period):
      • August 19-21, 2024
      • September 19-21, 2024
      • October 19-21, 2024

    2. The Promo is open to all Philippine-issued JCB credit card principal and supplementary cardholders whose accounts are active, current, and in good credit standing* during the Promo Period and at the time of crediting of the rebate.

    3. Cardholder must register once through the specified enrolment platforms provided by JCB issuing banks in the Philippines within the promotion period to the qualify.
    4. The Promo is subject to the Terms and Conditions Governing the Issuance and Use of JCB credit card of its issuing bank partners.

    5. By joining the Promo, the cardholder confirms that he/she has read, understood, and agreed to the mechanics of the Promo including, but not limited to, its issuing bank’s terms and conditions.

    6. For any concern on the JCB credit card account or cardholder's eligibility, cardholders may contact its issuing bank’s customer service hotline or other communication channels provided by the bank.

  2. EARNING OF REBATE

    1. Cardholder must use his/her valid Philippine-issued JCB credit card for a minimum single-receipt or cumulative straight purchase of PHP10,000 at the participating SM Retail Affiliates to earn the PHP2,000 fixed rebate per promo run (refer to table above).

    2. The rebate applies to straight purchases only. Any transaction amount is qualified to meet the required PHP10,000 accumulated spend.

    3. Online and straight/retail purchases at participating SM Affiliate Stores must be made during the promo period. The following are excluded in the promo:
      • Installment/Buy Now, Pay Later plan
      • Purchases inside SM Store
    1. All qualified transactions of the principal cardholder and its supplementary cardholder/s are computed separately and cannot be combined to meet the single/accumulated spend requirement.

  3. CREDITING OF THE EARNED PHP2,000 REBATE

    1. Rebate to be awarded to the JCB Principal and Supplementary Cardholders are computed separately and will be credited and posted to principal cardholder’s account within twenty-five (25) banking days after the October 21, 2024 and January 21, 2025.

    2. The qualified cardholder will be notified by its issuing bank via SMS/Viber and/or email to the registered mobile number and/or e-mail on his/her JCB Credit Card account within fifteen (15) banking days from credit of rebate.

    3. The credit card account must be active, current (without incurring past due/delinquency) and of good credit standing* during the Promo Period and at the time of crediting of the rebate, otherwise, the rebate earned shall be forfeited.

    4. Earned rebate will be posted as a credit or payment for purchases or any outstanding balance on the principal cardholder’s account, which will be reflected on his/her Statement of Account (SOA). It is non-transferable and cannot be exchanged to cash and in-kind.

    5. The rebate cannot be availed in conjunction with other promotional offers of the issuing banks (including, but not limited to rebates, discounts, spend anywhere, activation promos, etc.). If found to have multiple redemption, the issuing banks shall have the right to reverse the rebate that has been credited to the principal cardholder’s account. The issuing bank have the sole discretion in qualifying the transactions of a cardholder based on the mechanics of the Promo. Once the issuing bank determines that the transaction/s is qualified to the Promo, the same transaction/s can no longer be used for another promo, regardless if it meet/s the criteria of the other promo.

    6. Issuing bank reserves the right to reverse or adjust the posted rebate if: (i) the qualified transaction/s are disputed or cancelled on a later date, or if (ii) the transaction is found to be invalid or fraudulent, or (iii) a reversal of entry is made on any of the qualified transaction, or (iv) if there is erroneous posting of the rebate, or (v) if the transaction was used to register or redeem from another ongoing promo of the issuing bank.

    7. In case of dispute in respect to the Promo including, but not limited to, the cardholder’s eligibility, coverage periods and fulfilment, the decision of JCB and its Issuing bank partners, with the concurrence of DTI shall be final. All questions or disputes must be raised by the cardholder to its issuing bank within sixty (60) calendar days from the posting of the rebate to the principal cardholder credit card account.

    8. Any amendment in the terms and conditions is subject to DTI approval.

*Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to fraud, and those who have not violated any Terms and Conditions Governing the Issuance and Use of JCB Credit Cards of the issuing banks.

Per DTI Fair Trade Permit No. FTEB-200110, Series of 2024
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